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Mon - Fri 9:00 - 5:00, Saturday & Sunday - CLOSED
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At Sparks Mortgages, we believe that everyone deserves the chance to own their dream home. We are dedicated to finding the best mortgage solutions, tailored specifically to meet your individual needs and circumstances.
Personalised and professional advice
Wide range of mortgage and insurance options
Committed to making your mortgage journey smooth
Explore our range of mortgage options, from first-time buyers to property investments.
read moreSecure your property and belongings with our comprehensive insurance plans.
read moreSpeak with our experts for tailored advice and guidance for your next home.
contact usGuiding you through every step of your mortgage journey.
We understand that getting a mortgage can be complex. Here we've answered some common questions to simplify the process for you.
Choosing the right mortgage depends on your financial situation and needs. Our expert advisors will help you compare options and find the best solution.
Even with a less-than-perfect credit history, you may still be eligible for certain mortgages. We can discuss your options and find a path forward.
Typically, you'll need proof of income, bank statements and identification documents. Our team can provide a detailed checklist based on your specific case.
We take the time to thoroughly understand your situation, ensuring our advice is tailored to your unique needs and goals.
We provide clear, transparent advice without hidden fees, helping you make informed decisions with confidence.
Our mortgage solutions are customised to your specific circumstances, ensuring the best fit for your financial future.
From initial enquiry to final settlement, we're with you every step of the way, providing guidance and support.
We empower you with knowledge, helping you understand the complexities of mortgages and enabling confident decision-making.
Your aspirations are our priority. We commit to providing a service that's as much about care as it is about mortgages.
"Steven has been such a huge help with our remortgage. He really listened to our requirements and offered us the best option keeping the whole process simple and at the same time professional."
Remortgage Client
"We recently re-mortgaged through Sparks Mortgages and we're very happy with the service received. Steven Sparks was very helpful and informative. He found us options that nicely fitted our needs and pointed out the costs, pros, and cons for each clearly."
Remortgage Client
"My mortgage adviser was Steven, and I have only good things to say. He helped me through the entire process, from providing general, impartial advice tailored to my circumstances to selecting the right product."
Mortgage Client
"Steven was very knowledgeable and accommodating. Extremely approachable and happy to explain everything at any stage. This was my first purchase and thanks to Steven I found the process to have sailed through a dream with very little stress."
First-Time Buyer
"Steven was really good. I was buying my first home and naturally, I had several questions along with a few panic attacks given the stressful process. Steven was great at explaining things and giving me peace of mind while calming me down in the best way possible. Highly recommend him!"
First-Time Buyer
"Would highly recommend Sparks Mortgages. Steven explained everything to us and gave us fantastic advice on what we could do next. He was very responsive and always happy to answer my questions. Thank you Sparks Mortgages!"
Remortgage Client
"Highly recommend Steven! We were first-time buyers and had no clue what we were doing, but Steven constantly put us at ease and helped us every step of the way. He kept us informed and explained everything when we asked. Steven went above and beyond for us."
First-Time Buyer
"We had a lot of recommendations for a mortgage advisor, but decided to go with Steven at Sparks Mortgages. He was incredible—went above and beyond what was expected. Steven really demystified all the jargon of the house buying process and put us at ease."
Mortgage Client
"I can’t recommend Steven enough. He really went the extra mile in regards to finding the right mortgage for our specific needs now and the long term. Steven gave us some really sound advice which has proved extremely helpful and was prompt in his replies in what was a smooth and easy process. We have effectively saved a lot of money in the advice he has given us and the excellent mortgage deal he managed to secure for us."
Homeowner
"Steven was really hands-on about my case. He's open, transparent, and insightful on options regardless of whether it's a product transfer or a re-mortgage entirely. He's genuinely pushing for a better rate which is saying something given the current economy. We had several calls so far, and thought each one is better than actual meetings due to the convenience and the amount of information I received and the options laid out for me. I couldn't recommend him enough! Thanks, Steven!"
Homeowner