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07500 110 396
Mortgage Services
Expertise in Mortgage Solutions
Crafting Personalised Mortgage Journeys,
Crafting Personalised Mortgage Journeys,
from Consultation to Completion
At Sparks Mortgages, we specialise in tailored mortgage solutions
Our experienced team offers comprehensive services that cater to all your mortgage needs, from first-time buyers to remortgaging and property investment. Our focus is on delivering customised advice and solutions that align with your financial goals and circumstances.
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Personalised Mortgage Guidance
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First-Time Buyer Support
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Limited Company Buy-to-Let Mortgages
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Whole of Market
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New Build Nominated Advisers & Specialist
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Remortgaging Solutions
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Buy-to-Let Mortgages
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Home-Mover Mortgages
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Adverse Lending Options
Call Anytime
07500 110 396
Your home may be repossessed if you do not keep up repayments on your mortgage.
Mortgages are subject to status, valuation and lender criteria and are not available to persons under the age of 18.
You may have to pay an early repayment charge to your existing lender if you remortgage.
Not all Buy to Let Mortgages are regulated by The Financial Conduct Authority
00
+Years of service in
the mortgage industry.
Our Mortgage Products
Exploring Our Diverse Mortgage Services
First-Time Buyer Mortgages
First-time buyer mortgages are loans tailored for those purchasing their initial home. Specialised terms and assistance may be available, such as lower deposits or government schemes promoting home ownership.
New Build
New build mortgages are loans designed for purchasing recently constructed properties. Lenders may offer specific terms, rates, and incentives to accommodate the unique aspects of newly built homes.
Moving Home
Moving home mortgages facilitate financing for individuals relocating. They involve transferring an existing mortgage or securing a new one to purchase a different property while selling the current one.
Buy-to-Let
Buy-to-let mortgages are designed for investors purchasing property to lease. These loans often have distinct terms, rates, and eligibility criteria, considering rental income as a key factor.
Fixed-Rate Mortgages
Stable interest rates for a set period, ensuring predictable monthly payments.
Interest-Only Mortgages
Pay only the interest each month, with the principal amount due at the end of the term. Requires a robust repayment strategy.
Tracker Mortgages
Variable rates that follow a nominated interest rate, usually the Bank of England base rate, offering dynamic pricing.
Guarantor Mortgages
Enables family members to support borrowers, either by offering security or guaranteeing repayments, enhancing loan eligibility.
